Reimagine Lending Agility with GenAI-Powered Transformation
Stop fearing legacy code. Go from COBOL lock-in and high loss ratios to 100% rule visibility and granular decision agility in as little as “16 weeks”
The Problem
Legacy Systems Are Holding You Back
Decades of complex, rigid code layers hide critical business logic, causing inflexibility, high loss ratios, and fear of change.
Hidden Business Rules
Critical repayment logic is trapped in layers of COBOL, Java, .NET, Apex, and stored procedures. Teams lack visibility and cannot explain how programs work.
Extreme Change Risk
The fear of “breaking everything” prevents necessary updates. Modifying programs takes weeks or months, leading to high operational friction and compliance risk.
Limited Decision Agility
Inflexible models limit customer segmentation, locking you into outdated lending practices and directly contributing to preventable loss ratios.
Our Solution
GenAI-Powered Discovery and Safe Replatforming
Comprehensive Rule Discovery
Prolifics’ proprietary GenAI toolkits analyze, interpret, and extract rules and logic from every layer—COBOL, Java, .NET, Stored Procedures, and more.
Accurate Business Mapping
Accurate mapping of discovered business processes and decisions, enabling a shared, transparent view between business and IT teams.
Replatforming to Modern Engines
Safe, AI-assisted code refactoring and deployment to platform-agnostic modern decision engines like Drools, FICO Blaze, and Camunda.
Tangible Outcomes: Business Agility That Pays For Itself
3-5×
Productivity Improvement
40-60%
Faster Modernization Cycles
100%
Rule Visibility Guaranteed
| Area | Before Prolifics (Legacy Lock-in) | After Prolifics (GenAI Agility) |
|---|---|---|
| Rule Visibility | Fragmented, undocumented, trapped in code | 100% visibility across all systems |
| Change Risk | Extremely high, fear of breaking production | Safe, AI-assisted code refactoring and validation |
| Decision Agility | Limited to a few broad segments | Granular — enabling “Segmentation of One” |
| Time to Modify Programs | Weeks or months of manual work | Days or hours with externalized rules |
| Business-IT Trust | Low confidence and conflict | Collaborative and transparent, single source of truth |
Accelerated, Safe, and Predictable
Avoid multi-year failures. Our phased, AI-assisted approach delivers visible impact and replatforming within 12–16 weeks.
Discovery & Extraction
Weeks 1–4
Automated rule and process mining using GenAI across all legacy codebases and systems.
Mapping & Validation
Weeks 5–8
Business-IT workshops to align and confirm every extracted rule and decision logic.
Refactoring & Replatforming
Weeks 1–4
Deploying clean, validated rules and processes onto modern, agile platforms.
Prolifics’ Edge
Proven Success for Global Financial Leaders
For over four decades, Prolifics has been at the forefront of digital transformation for global financial institutions. We don’t just migrate code; we reimagine business operations using a combination of deep domain expertise and proprietary technology.
IP-Driven Approach
Proprietary GenAI tools for automated rule discovery and code refactoring.
End-to-End Expertise
From Mainframe to Microservices and modern Decision Engines.
Accelerated Delivery
30–50% faster delivery than traditional, manual re-engineering efforts.
Take Control of Your Lending Transformation
Don’t let legacy code dictate your business future. Start your journey to full rule transparency and agility today.